BNG IMMO
The complete guide

Invest in Marrakech. From the decision to the handover.

This guide gathers everything that matters for an international investor: why Marrakech, what to buy, how to finance, what taxation applies, what returns to aim for, how to exit. No jargon, no grey areas.

01 · Why Marrakech

One of the rare cities that combines yield, quality of life and room to grow.

A tourism flow that does not falter

More than 3 million visitors a year, an extended season from October to June, and an airport doubling its capacity. For a well-positioned property, an annual occupancy rate of 55 to 70% is realistic.

An international buyer base

French, Belgian, Dutch, British, Emirati, MRE. This diversity protects the market from a national shock: a Parisian recession does not bring Marrakech down.

A tight supply dynamic

Demand for apartments +42%, for villas +20% in Marrakech in 2024, while supply contracts. This imbalance pushes prices up and sustainably supports value.

02 · What you can buy

Three products, three strategies. The one that fits you.

Second home, family, premium seasonal

Villa with garden and pool

Generous volumes, private outdoor space, pool. High seasonal income if the location allows it. Best for the personal-use + high-end rental combo.

Related BNG projects
Jardin d'AlmaM ResortElyazia
Long-term rental, urban seasonal, flipping

High-end apartment

More accessible to acquire, easier to manage. Strong rental demand in central districts (Hivernage, Guéliz). An excellent compromise of yield versus peace of mind.

Related BNG projects
Émeraude 3 · M AvenueElyazia
Bespoke, long-term wealth

Building plot

Titled, serviced lots inside gated communities. You design with our architects, we build. The strongest potential capital gains over 5 to 10 years.

Related BNG projects
Naïa HillsAyline Garden
03 · Returns & strategies

Three ways to make it pay. All documented.

High yield

Short-term rental

6 – 9 %
net annual yield

Airbnb, Booking, dynamic pricing run by Palmease. Variable but high income. Ideal for well-located properties (Hivernage, Palmeraie, tourist districts).

Stability

Long-term rental

5 – 7 %
net annual yield

Fixed monthly rent, vetted tenant, Palmease management. Lower yield but almost zero volatility. Perfect for an investor who wants peace of mind.

Capital gains

Buy and resell

25 – 40 %
gross capital gains over 7–10 years

Optimised exit timing, regressive taxation, buyer sourcing from our international base. A long-term wealth strategy.

Ranges drawn from the Palmease managed portfolio. Each property has its own profile — a BNG advisor will send you a tailored simulation within 24 hours.

04 · Finance your project

Cash, Moroccan mortgage, mortgage from your country. Several routes.

Cash payment

The simplest solution, often paired with a discount from us. Transfer from your country via a non-resident convertible account.

  • Discount possible up to 5%
  • Currency transfer fully tracked
  • The fastest process

BNG instalment plan

A plan tailored to the construction schedule. Down payment at signing, payments aligned with milestones, balance at handover. Customisable to your cash flow.

  • Moderate down payment
  • Smoothed instalments
  • Monthly option available

Non-resident mortgage

Some Moroccan banks finance non-residents up to 60–70% of the property. We connect you with our partners and prepare the file.

  • Up to 70% financed
  • Competitive MAD rates
  • File built with you
05 · Investment timeline

From your first email to your first rent.

D–0
Initial conversation
30-minute video call. We get to know your profile, your horizon, your budget.
+2 wks
Project selection
Proposal of 2–3 aligned developments. Brochure, virtual tour if needed.
+6 wks
Acquisition
Preliminary sales agreement, deposit, notary, currency transfer, Office des Changes. We handle it all.
+18–30 months
Construction tracking
Monthly reports with photos and videos. Video calls on request, site visits possible.
Delivery
Handover
Inspection, furnishing if ordered, rental activation via Palmease if you wish.
Month +1
First rent
Net transfer to your account, transparent monthly reporting.
Year 5–10
Optimisation / exit
Repositioning, assisted resale, buyer sourcing, notary coordination.
Always
Long-term aftercare
We do not vanish after the sale. We stay reachable — years later.
06 · The things nobody explains to you

The points that make the difference. Worth knowing before you buy.

Verify the land title

Always insist on seeing the project's master land title. It guarantees your ownership beyond any doubt. Every BNG project is titled.

Pick the right district for the right strategy

A property that performs in seasonal rental is not necessarily the best in long-term. Hivernage, Palmeraie, Route d'Ourika: each area has its own logic. We guide you case by case.

File with Office des Changes from day one

This is the step most individual buyers neglect. Done properly, it unlocks future repatriation of rents and resale proceeds without friction. Included with us.

Treat furnishing as an asset

A well-staged furnished property rents for 20–40% more than the same empty property. Our three furniture packs are designed to maximise rental returns.

Anticipate seasonal vacancy

Seasonal rental is not a smooth river. There are quiet months. A good simulator factors in monthly variations — ours does.

Plan the exit from the start

An investment has an end. When you buy, we already discuss the 5-, 7- or 10-year exit scenario — so the resale is smooth when the time comes.

07 · With BNG · Without BNG

The real value of full support.

Buying in Marrakech on your own is possible. Doing it right without burning 6 months of your energy is another story. Here is what changes when you go through us.

Without BNG
  • Coordinate notary, bank, Office des Changes
  • Track construction remotely on your own
  • Find an interior designer, a moving company
  • Create your listings, manage check-ins from abroad
  • Handle the resale, the taxation, the repatriation alone
With BNG
  • A single point of contact, all the time
  • Automatic monthly photo/video construction tracking
  • Furnishings delivered and staged before you arrive
  • Palmease activates the rental from handover
08 · Frequently asked questions

The questions we get asked the most.

Can I buy without ever coming to Morocco?+

Yes. More than 60% of our international clients only come at handover. Notarised power of attorney from your country, virtual tours, remote signing, photo/video construction tracking: everything is designed so you stay home.

Do I need to open a Moroccan bank account?+

Yes, a non-resident convertible account is required for the acquisition and to receive your rents. The process takes 2 to 4 weeks; we connect you with a relationship manager already familiar with BNG files.

What is the minimum budget for a BNG project?+

It varies by project and typology. We have lots accessible to entry-level budgets as well as premium villas. An advisor will frame the order of magnitude in your first video call, without using a generic grid.

Can I use my property personally and rent it out the rest of the time?+

It is the most popular setup with our international clients. You block your personal weeks, Palmease rents the rest. Our simulator accounts for this variable — try it.

How long between signing and handover?+

Between 18 and 30 months depending on the project. Tailored payment schedules smooth this timeline. We deliver on the announced dates — it is a point of honour, and it is verifiable across every one of our previous projects.

What happens if I want to resell in 5 to 7 years?+

We support you on the resale: timing, pricing, light repositioning if useful, buyer sourcing from our international base, notary coordination and repatriation. Many of our resales never hit the open market.

What is the name of your concierge and rental management service?+

Palmease. It is our dedicated brand: short- and long-term rental, 24/7 concierge, dynamic pricing, maintenance, monthly reporting. You receive your net rent without picking up the phone.

Can I meet someone from BNG before committing?+

Of course — and that is what we recommend. Thirty minutes by video or in our Marrakech offices is enough to know whether the project makes sense for you. No commitment.

Ready to invest in Marrakech?

Thirty minutes with a BNG advisor is enough to know whether one of our projects fits your horizon. We talk numbers, timeline, taxation — and let you decide at your own pace.